Thomas Jefferson stated, “Everybody should have an education proportional to their life.” In other words, Jefferson's meaning is that any individual may go to college, but only if its to supplement their later career, or if its supports their line of work in the process of becoming a successful individual. I believe in a similar manner that someone such as myself, even the students beside me, should only venture into college if it will later supplement their profession or area of occupation.
According to a young African-American student , “College is the key, as well as hope.” His point is that in order for the newer generations to prosper in this ever-changing world, college is the hand that guides and opens the door for possibility. I strongly agree, as to the fact that my understanding is that for anyone regardless whether it's me or the person sitting across the room from me, college is what will truly aid in our progression through life as it continually grows more difficult than it was for the generations before us
Monday, September 16, 2013
Tentative Thesis Revised
The cost of college education is absurd for most areas of study and causes massive debt to the vast majority of people today.
Revised:
College education debts have grown to an absurd level since the 90's, and the loans borrowed ruin the livelihood of many students after they graduate.
Revised:
College education debts have grown to an absurd level since the 90's, and the loans borrowed ruin the livelihood of many students after they graduate.
Sunday, September 15, 2013
Quotes on Quotes
According to Mark Kantrowitz,
publisher of FinAid, a Web site about student aid, "People don't pay attention to the debt, they want to be able
to pay for the school they have wanted to go to for as long as they can
remember, and they are willing to do whatever it takes." In other words, Kantrowitz believes most students are only concerned with the place they want to go instead of whats required to go their, like the loans they'll be taking out while they are there and the debt that they'll be in once they leave.
In Robert A. Sevier's view, a senior vice president at Stamats Inc., a higher-education marketing firm in Cedar Rapids, Iowa, "People live outside their means." Servier's point is that people look for more than they need and attempt to take care of more than they can afford.
Lauren J. Asher herself states, "People lose control of their finances, and sometimes they make choices you wish they hadn't made." In making this comment, Asher urges us to keep a conscious eye on the choices we make, because committing to whats unnecessary will destroy our finances.
Patrick M. Callan, president of the National Center for Public Policy and Higher Education, makes note that "The only thing worse than borrowing, is not borrowing and not going to college at all." The essence of his argument is that although borrowing for college leads to later debt and troubles, those same troubles can only be made worse by not going to college.
http://chronicle.com/article/A-Lifetime-of-Student-Debt-/44374
In Robert A. Sevier's view, a senior vice president at Stamats Inc., a higher-education marketing firm in Cedar Rapids, Iowa, "People live outside their means." Servier's point is that people look for more than they need and attempt to take care of more than they can afford.
Lauren J. Asher herself states, "People lose control of their finances, and sometimes they make choices you wish they hadn't made." In making this comment, Asher urges us to keep a conscious eye on the choices we make, because committing to whats unnecessary will destroy our finances.
Patrick M. Callan, president of the National Center for Public Policy and Higher Education, makes note that "The only thing worse than borrowing, is not borrowing and not going to college at all." The essence of his argument is that although borrowing for college leads to later debt and troubles, those same troubles can only be made worse by not going to college.
http://chronicle.com/article/A-Lifetime-of-Student-Debt-/44374
Wednesday, September 11, 2013
Higher Education Draft
Higher
education is a goal that the vast majority of people strive for, knowing that
the benefits it brings are great when it comes to a prosperous lifestyle off a
stable income. However, that idea of a prosperous lifestyle is often
burdened by the debts that accumulate through all the years in college to
make such a lifestyle possible. Not everybody who goes to college has to
deal with debts that rack up around $80,000 in some cases, and for medical
students totaling around $113,000. A happy handful if they play their
cards right may only have around $20,000 in debt. That still doesn't
change the fact that college debt from borrowing leaves many people devastated.
College education debts have grown to an absurd level since the 90's,
and the loans borrowed ruin the livelihood of many students after they
graduate.
Today is a great way to describe the situation. College today is a
whole different ball game than it was a decade or two ago. In a quote
from "A Lifetime of Student Debt? Not Likely", written by Robin Wilson, "The average debt has more than doubled, from $9,250 in 1993 to
$19,200 in 2003-4." It only took 10 years for the debt to
double. And even with that being said, that was a decade ago. This
can only lead to the conclusion that the debt is continually rising.
Today requires too much borrowed money in comparison to 1993, where the debt
then didn't last as long as the debt of today. With the debt having more than
doubled since the early 90's, it just shows how much is required to make
something work out. this leads me to another quote I found, that I can relate
to rather well, as I'm sure many other can if not having already seen an
example of. Robert A. Sevier, senior vice president at Stamats Inc., a
higher-education marketing firm in Cedar Rapids, Iowa, states "People live
outside their means." Many people try to borrow more than they
need in order to go to the college that they've wanted to go to since they were
young children. Many people borrow $40,000 when they should only have to
borrow $20,000, but because many people desire more of their personal wants
than the true needs that should be able to live with. Many people want to
go to the big name schools, live in a dorm or frat, and take classes that they
might not necessarily need. It all adds up, and over time the additions
of many of these extras that are not needed end up being the reason why the
debts are so much higher than they should be.
Mark Kantrowitz, publisher of FinAid, a Web site about student aid, says it
best in his quote: "Many people don't pay attention to the debt,
they want to be able to pay for the school they have wanted to go to for as
long as they can remember, and they are willing to do whatever it
takes." What he means by this is that many people worry and think
more about what's behind the doors of the college they want to go to, they
don't think about the debt that will gradually become a chain that binds them
to the school for most of their lives until the debt is fully paid. Many
people would rather go where they want to regardless what the backlash will be,
and that backlash becomes the debt the accumulates over the many years they
spend in their dream college. The debt doesn't matter to them, as long as
in the end they are where they want to be the idea of debt drops to the far
back of their mind.
In 1993, only 1.3 percent of graduation seniors had borrowed money currently
equivalent to $40,000. by 2003-4, that number had jumped to 7.7 percent. That's
more than a 5 times increase in students who needed to borrow to fund their
time in college. This proves that colleges are becoming more
expensive. With them becoming more expensive that adds on to the possibility
of higher debts that students have to deal with in their lifetimes. Take
note as well, that the last poll was taken in 2003 from this article.
What would the percentage be now? How many more college students will be
spending and borrowing in the next generation? These loans in a quote
from Lauren J. Asher, "can ruin someone for life." There is so
much truth within this one quote that it's hard for many people to bounce back
from paying off all the loans and borrowed money that has accumulated over time.
Patrick M. Callan says: “If we go on this way for
another 25 years, we won’t have an affordable system of higher education.” In this statement, Callan's words hold true. As to prior statistics, If the increase noted
earlier grew over the course of 20 years, take a moment to imagine if that were
to double. If the debts of most students
grew according to this prediction, college and higher education as we know it
would become unrealistically expensive.
The cost for the next generation, and the generations to follow would
face hardships unlike those we face today.
Said hardships faced today are already crippling in some cases and weigh
heavy on the accounts of many amongst us in America today.
According to a young African-American student , “College is the key, as well as
hope.” His point is that in order for the newer generations to prosper in
this ever-changing world, college is the hand that guides and opens the
door for possibility. I strongly agree, as to the fact that my
understanding is that for anyone regardless whether it's me or the person
sitting across the room from me, college is what will truly aid in our
progression through life as it continually grows more difficult than it was for
the generations before us. In order for
college to be this key that we can rely upon to open the door however, it must first be molded. In order for it to become molded the education
that acts as the molder must be affordable to those who wish to use it. Unfortunately affordable isn't the case for
many people, which is why the vast majority borrow if they don't come from
wealthy homes.
Although college is a necessity for all people looking for a prosperous life,
it has shown that the debts that come as the end result for most becomes a
deterrent to not go. The thoughts of debt crushes many people hopes in
some instances, and repels many people away. College and higher education
provide many benefits, however the debts that many acquire are abysmal and a
terrible factor in the lives of college graduates as they gradually pay them
off over their lifetimes.
Monday, September 9, 2013
Her point is... 9/9/13
http://articles.washingtonpost.com/2013-09-05/opinions/41798832_1_u-s-army-war-college-syria-next-war
In this article, it is no question that many people disagree with the presidents decision to begin a war with Syria. Early in the text, Robert H. Scales states that " today’s soldiers know war and resent civilian policymakers who want the military to fight a war that neither they nor their loved ones will experience firsthand." This to me shows that the military understands more of whats at stake here then the majority of people who run the country do, and that those people wouldn't want to endure another war if they were in the soldiers boots either. However, due to the nature of what our country is becoming due to the people running the country, irrational and stupid decisions are being made, and most everyone is against and disagrees with what we as a country are getting into. Scales also acknowledges how many people are fully against the decisions being made with the quote "They are embarrassed to be associated with the amateurism of the Obama administration’s attempts to craft a plan that makes strategic sense." With "they" referring to the people of America, soldiers included, it is obvious that the author of this article is incredibly disgusted by what our "leader" is getting our troops, fresh out of a decade of war, back into.
In this article, it is no question that many people disagree with the presidents decision to begin a war with Syria. Early in the text, Robert H. Scales states that " today’s soldiers know war and resent civilian policymakers who want the military to fight a war that neither they nor their loved ones will experience firsthand." This to me shows that the military understands more of whats at stake here then the majority of people who run the country do, and that those people wouldn't want to endure another war if they were in the soldiers boots either. However, due to the nature of what our country is becoming due to the people running the country, irrational and stupid decisions are being made, and most everyone is against and disagrees with what we as a country are getting into. Scales also acknowledges how many people are fully against the decisions being made with the quote "They are embarrassed to be associated with the amateurism of the Obama administration’s attempts to craft a plan that makes strategic sense." With "they" referring to the people of America, soldiers included, it is obvious that the author of this article is incredibly disgusted by what our "leader" is getting our troops, fresh out of a decade of war, back into.
Tentative Thesis
The cost of college education is absurd for most areas of study and causes massive debt to the vast majority of people today.
Wednesday, September 4, 2013
His Point Is...
Mike Ross describes his mothers place of work and the lingo
he learned as description of orders that the waitresses like his mother had to
carry out. He later tells of how that helped him to perceive instances in
other places of work such as barber shops and carpenters, the mindset and
thoughts that could pass through the heads of these workers he came to observe
over time. In a sense he was able to put himself in their shoes as if he
were them. What he is intending to say here I believe is that despite the
differences of the many different types of occupations and employees who work
them, the ability to understand each individuals positions is what separates
the people of the work place so they do not all seem as clones.
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